Branch network expansion: plan to open 100 new insight-driven branches and renovate more than 300 locations in high-growth markets.
Specialty consumer lending growth: Sheffield, Service Finance, and LightStream portfolios are expected to grow at a mid- to high-single-digit pace in 2026.
Investment banking and trading momentum: the full investment banking and trading line could grow in the high teens to about 20% in 2026.
C&I-led loan growth: 2026 average loan growth is expected toward the high end of 3%-4%, with the bulk coming from C&I.
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